Buy-To-Let Mortgage

Bricks and Mortar has been a secure staple in many income and pension plans for decades now.  And we don’t see that abating any time soon.

Black_spot
Finding the right mortgage

Buy-To-Let Mortgage

Buy-to-let mortgages have been a secure staple in many income and pension plans for decades now, and we don’t see that changing any time soon.

What is a buy to let mortgage exactly? Simply put, a buy to let mortgage is one where the lender allows you to let the property out. There are two distinct types of buy-to-let owners, incidental and professional landlords. The incidental landlord is one who may have inherited a property or converted their existing home during a let-to-buy purchase, and the professional landlords are those who are experienced and may own their properties in a limited company.

When it comes to buy-to-let mortgages, our advice will help you make a success of your investment, whether you’re a first-time buyer or building up your property investment portfolio. 

How we can help

As a London based mortgage and protection advice firm, we have the pleasure of advising landlords across the spectrum, from your first-time investor to professional landlords owning hundreds of properties throughout the UK. Securing the best rates directly impacts the bottom line of any portfolio, and these rates are inextricably linked to the loan-to-value of the product chosen. With our 40 years of combined experience in the property industry, we understand the importance of these two factors and offer advice on striking a balance between them both. 

As part of our obligation-free advice service, we will consider key factors such as rate, the mortgage affordability when considering the rental income, arrangement fees and other lenders’ costs, along with your circumstances, to provide the right possible solution to your lending requirements. Whether you are a first-time landlord or a seasoned property professional, we can help you find the right mortgage and protection product and structure to expand your BTL career. 

How You Can Help

You can help the mortgage process run smoothly by being organised. We will need some essential information such as income, identity and deposit, and most importantly, you must ensure that you have the proper documents to evidence these basic requirements. These must be kept up to date with us until the purchase has completed.  

Protection

As mortgage and protection specialists, we are happy to speak to you about protection requirements to ensure that you can protect your hard-earned property against unforeseen circumstances. 

Buy-to-Let Mortgage

Seasoned investor or an accidental landlord, we will source the right product for you.

Life Insurance

Minimise the financial impact of your passing by obtaining an appropriate life insurance policy.

Buy-to-Let Mortgage

Seasoned investor or an accidental landlord, we will source the right product for you.

General Insurance

To protect the investment, it is important to have the right landlord cover to protect it.

We can also help with

Other Services

Buy-to-Let Mortgages are only one aspect where we can help. There are other alternatives and complimentary services that we offer, which may be of interest. Below is a small list of what we offer.

If you would like more information, do not hesitate to contact us using the meeting link below.

Black_spot

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Some buy to let mortgages are not regulated by the Financial Conduct Authority

Arrange a Call Back Today

Why not arrange a call back with us today? We are happy to discuss your unique circumstance. With over 20 years of property industry experience, we will be able to guide you on many property-related aspects, including
Black_spot
information Taylored for you

Latest News

Preparing Emotionally for Retirement
02Jul

Preparing Emotionally for Retirement

You’ve retired from work or preparing for retirement, you’ve waved a goodbye to work ,you’re ready for the rest and relaxation you so rightly deserve.

New 95% mortgage scheme to help first-time buyers
31May

New 95% mortgage scheme to help first-time buyers

Lenders are now offering a government-backed new 95% mortgage scheme to help more first-time buyers onto the property ladder.

Equity, Unlocking the Value in your Home
29May

Equity, Unlocking the Value in your Home

People choose to equity release supplement their retirement income, make home improvements, children or grandchildren for property ladder.

Scroll to Top