Whether you’re a first-time buyer, have had several mortgages in the past, or are after a remortgage to release equity, one thing that is common for most homeowners is the need to review their financial situation at regular intervals. For many people, the mortgage deal is essential as it forms the most significant household commitment. Remortgaging is a common practice, and Marigold Finance can help you understand the process confidently and ensure you are getting the best re-adjusted rate. 

Marigold Financial can advise you about what to do if you are coming to the end of your current fixed or tracker rate. With most mortgages, there is a high probability that the standard variable rate is not the best rate for you. Our advisers can look at the mortgage market to find you the most suitable remortgage deal and most competitive mortgage rates for your financial situation. 

The act of remortgaging is when you take out a new loan to replace the one that is against a property you currently own. There are several reasons why someone would do this, and some examples are below:  

• Replace the existing mortgage with a cheaper one 
• Change to a different type of borrowing 
• Debt consolidation 
• Home improvements 
• Equity release  
• To buy another property  

You may be wondering if a remortgage is right for you and questioning how long the process can take. Luckily for you, we at Marigold Finance pride ourselves on the speedy ability to find a suitable remortgage product that suits your needs. We scour the market for the best possible remortgage deals available in a quick yet thorough manner. 

How We Can Help

As a London based mortgage and protection advice firm, we are here to help during the entire process of remortgaging your home. We will source the product and make the application process as easy and as smooth as possible. Our advice based service means that we are always looking for the right deals to ensure that we meet your target requirements as closely as possible. 

Taking a mortgage should always be considered with advice from a qualified mortgage broker as the consequences of taking the wrong mortgage can be very costly. So whether you are accessing equity to fund a new property purchase or wanting to renovate your home, it is essential to speak to Marigold Finance to ensure that you are getting the best mortgage deal to match your circumstances.  

How You Can Help

You can help the mortgage process run smoothly by being organised. We will need some essential information such as income, identity and deposit, and most importantly, you must ensure that you have the correct documents to evidence these basic requirements. These must be kept up to date with us until the purchase is complete.  

Protection

As mortgage and protection specialists, we are happy to speak to you about protection requirements to ensure that you can protect your hard-earned property against unforeseen circumstances.