Protection Services
The Range of Services That We Offer
Securing the mortgage is only one aspect of the story. You must protect your hard-earned property for you and your family from natural calamities, including unexpected debilitating illness and even death. This is an important conversation which one must consider.
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How We Can Help
There are many circumstances where you may require protection advice. This advice could range from protecting your first purchase to protecting your income while you are ill. It is essential to discuss your requirements in detail so that you can benefit from the right advice.
General Insurance
Protect your home or buy-to-let investment against damage, whether accident or not, such as fire, flood, leaks and slips-and-trips.
Life Insurance
Life insurance, or mortgage protection insurance, is a crucial policy which helps protect the outstanding mortgage balance from the policyholders demise.
Income Protection Insurance
Income protection is designed to cover some, or all, of the income that would be expected to earn from employment, until retirement or return to work.
Critical Illness Insurance
Protects the insured against a listed illness or incident and pays out a single, tax-free, lump-sum payment to help cover mortgage costs or any other requirement.
Our Process
We like to make the protection process as simple and efficient as possible. To that effect, we follow a simple, systematic and safe approach where we extrapolate the essential information and safely package the evidence.
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Fact Find & Evidence Collection
Once we are acquainted, it is essential to be cognizant of your current position and understand the future you are building for yourself. All insurers require an in-depth understanding of your circumstances to ensure that the vital aspects of your lifestyle is protected for you and your loved ones.
Proving this to the insurer requires comprehensive and sensitive documentation. Our data protection policy and systems are governed by EU GDPR and regularly reviewed for your data security.
Sourcing & Presentation
Once we have the requisite information, we will review the extensive array of protection products. We will focus on your overarching goals, financial constraints, and your personal health restrictions to arrive at the best product suitable for your needs.
We will proceed to present this product to you and explain the details of the policy that we feel best meets your requirements.
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Application
Once the product is sourced and presented, we will proceed to apply to the insurance provider. We will provide the provider with all the requisite evidence.
This process ensures that the insurer fully understands your position without misunderstanding and concludes their underwriting on accurate information.
Conveyencing & Post-Completion Review
Throughout the underwriting process, we will be on hand to answer any followup enquiries the provider may have.
After completion, we will periodically review your policy and contact you at the right time to ensure the insurance is still right for you.
